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12 Pros and Cons of Freelancing | Is It Worth Becoming A Freelancer?

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There are many pros and cons of freelancing. So is freelancing really worth it? Or should you stick to working as an employee?

This is a quandary many people go through when deciding whether or not they should stick to the day job or try freelancing. So is freelancing is really worth it? Here are the top pros and cons of freelancing.

Disclosure: Some of the links in this post are ‘affiliate links’. This means if you click on the link and purchase the item, I will receive an affiliate commission.

Pros Of Freelancing



Freelancing gives you plenty of freedom. Freedom in choosing where you’re going to work.

Hey, you can choose if you want to work in your bed, lounging on the sofa, or out at a coffee shop.

But that’s not the only freedom freelancing brings, you’ve got the freedom to choose the hours and days you want to work.

If you’re a night owl, you can work during the night. Or if you’re an early riser you can work early morning.

Got young children and want to see those sports days and school plays, you can schedule your work around those special events.

There’s no working when you’re told to come into the office. You’ve got total autonomy as a freelancer.

The choice is truly yours as to when you want to do your work. But be careful.

Some freelance jobs will require you to work specific days and times. So take on freelance jobs that fit in with the schedule you want to do and can be truly happy doing, not be resentful of the client.

Control Your Workload

With freelancing, you can work as much or as little you want.

This is a great benefit to freelancing especially if you’ve got a health condition and need to reduce the number of hours you work each week.

Or you have a caring responsibility for young children, an elderly relative, or someone with a health condition.

So being able to control how much work you get in each week can be a great benefit.

The only downside is that you might find yourself rejecting work from what would have been a great client.

But getting really great clients can sometimes feel like winning the lottery and so rarely happens.

So don’t feel guilty and keep thinking ‘what if’ if you ever reject a client. Just focus on the work you’re doing right now and control the workload that’s coming in.

Having this control over your workload will leave you feeling happy and not overwhelmed being a freelancer.


When you start freelancing, you become part of the freelance community. As part of this community, you’ll get more exposure to brands. Plus, you can do freelance jobs for other freelancers you partner with.

Freelancers can sometimes just take on too much work and want help with their workload.

Not only that, you get exposure to other freelance career areas that you may have thought were once out of your reach.


Freelancing is completely flexible. Flexible to choose your clients, flexible to choose when and where you’re going to work.

Freelancing is also flexible to take your freelance business and add extra streams of income. Or even turn your freelancing business into an agency. Or go down the consulting route.

You have the flexibility to turn your freelancing business into whatever form you want it to.

Building skills

As part of freelancing, you’ll take on projects that you’re skilled to do. But then there will be projects where you have to earn a whole new skill.

This new skill can end up opening new opportunities and a new income source.

For example, early in my freelancing career, I was offered the opportunity to work on a webinar for a client I’d work with long-term.

This opportunity to work on a webinar opened up a whole host of new clients as I could offer a whole new service range.

10 years later, that client exposed me to this new opportunity. Leading me to build valuable skills that I’ve continued to sell to more clients.


When you’re an employee you’re given some freedom to the decisions on completing the task at hand. But you don’t really have autonomy, you still need to follow the guidelines your employer has set.

Freelancing gives you full autonomy.

You have the independence to choose the structure you want to work too. A structure that you know works for you and gives the clients the results they’re seeking.

If you’re feeling restricted in your job and know you could deliver better results when given that freedom to do so, then give freelancing a try for a year. You won’t regret it!

Cons To Freelancing


Freelancing have a responsibility to pay their own taxes.

You don’t have an employer handing over the money to the taxman themselves. You don’t have an employer, you’re self-employed.

Clients aren’t responsible as they aren’t your employer, you’re responsible for paying your taxes.

The amount of tax you should be paying as a freelancer varies. Varies from country to country.

So ask your accountant to help you understand what taxes you need to be paying for your freelance business. If the idea of hiring an accountant for this, we use this trusted tool that helps you with your taxes and finances.

This trusted tool is used worldwide (so not UK specific). Using this tool you’ll be able too

  • Organize your receipts
  • Get your taxes right
  • Invoice your clients

After you’ve been using the tool, you’ll be left confident in doing your accounting and doing taxes. Grab a 3-month free trial here and learn more about the tool.

No employee benefits

Being an employee comes with many benefits including holiday pay, sick pay, maternity pay, amongst other benefits. Freelancers never get any of these benefits.

Literally, when you’re not working you’re not earning.

So freelancers are constantly having to weigh up whether or not they can really afford that holiday or can take time off sick even if they really need to.

Although if you put in some extra income streams in the form of passive income, then you’ll still be generating money even whilst you’re taking much-needed time off.

Because if you don’t take time off from work, you’ll end up making yourself sick. Ending up in a much worse state not having any money.

Stop having this worry and start thinking of passive income ideas you can use. Here are 5 passive income ideas to get you started.

  • Affiliate Marketing
  • YouTube
  • Writing a book
  • Coaching
  • Sell digital products on Etsy

Take a look at all of the different ways people are generating a passive income and get inspired. Then create a plan of action so that you take a piece of this pie.


There are many highs and lows to freelancing.

The main thing that people say when they start freelancing is that they get caught in a ‘famine and feast’ cycle. Famine when you’re hardly getting any work, then you get tons of work and your feasting.

Then you go back to famine and struggling to find freelance jobs. And so the never-ending cycle continues.

Don’t worry though, as you get used to marketing your freelance business, you’ll get out of the cycle. You’ll learn what marketing strategy works for you and what doesn’t.

It really can be about trial and error. Though whilst you’re learning what works, you need to give it your all and be consistent.

Consistency shows whether or not a marketing tactic really does work for you.

Clients not paying

Yes, this is a real problem.

You get the ideal client, complete the task, then disaster strikes. The client doesn’t pay.

Protect yourself by keeping copies of emails and messages of the conversation that had taken place. By keeping this record you can show that the work you delivered did meet what was requested.

So whether you’ve got to tell the owner of the job board about the dispute. Or take the client to the small claims court, you have these records as proof.

Unfortunately, clients not paying freelancers is a real problem. It’s a problem that all freelancers have to face at some time in their freelance career.

This is why it’s important you build a support network around you. A network that you can get advice from or just to be able to tell someone who gets it. Gets the frustration that you’re feeling.

But don’t let this con of freelancing put you off. Yes, it does happen at some point in your freelancing career. But not all clients are like this.

Remember, you just need a handful of good clients to make a full-time income from freelancing. You just need to get resilience whilst you weed through the good and the bad clients.


Freelancing can be a very lonely experience.

Lonely especially is you’re choosing to work from your home. But freelancing doesn’t mean you have to be in isolation. Here are 3 ways in which you can get out of isolation and not suffer from loneliness.

  • Participate in Twitter chats
  • Go to business networking events
  • Go to events in your community or start a hobby that’s part of a group of people

Making time for these things reminds you of enjoying life freelancing. Let’s you interact with other people who could actually help your business. But most importantly it can give you space to have time away from working on projects.

In A Nutshell,

There are many pros and cons of freelancing, but ultimately freelancing gives you freedom. Freedom to have control over your life. Plus it opens up so many opportunities that being an employee doesn’t. Ultimately, as a freelancer, you become part of a whole new community and get a different outlook on your life.

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